Getting married can be one of the most exciting times in anyone's life but it's certainly not the cheapest. Traditionally, the bride's parents paid for the majority of the wedding but these days it's much more common for the couple to pay for their own wedding.
Weddings are expensive - even the smallest weddings still carry the costs of rings, wedding dresses, suit hire, photographs and as a result, it's easy to blow the budget. If you are planning to pay for some or all of your wedding expenses on a credit card, here are some useful tips.
Think about applying for and using a rewards card to help fund your wedding. Some reward cards, like the ANZ Frequent Flyer Card or the American Express Qantas Premium Card allow you to earn frequent flyer points. Wedding planning starts months (if not years) in advance and to secure your favourite wedding suppliers, you need to book early. Pay your wedding deposits on your rewards card and earn frequent flyer points which you can subsequently redeem against your honeymoon flights. If you're not interested in the flights, you can always choose a card with other rewards such as cash back, shopping and fuel discounts.
After the wedding, if you are not able to pay off the debt in full, then it might be better to opt for a low interest rate card [http://www.creditcardking.com.au/low-interest-rate-credit-cards.htm] which gives you a bit longer to pay the debt off without incurring as much interest. A huge debt is the last thing you want to start your married life with so make sure you are getting the best credit card deal available.
If you already have a credit card, make sure you know what rates are attached to that card. Chances are, you will be spending more money than ever on your card in the lead up to your big day and the last thing you want to incur is unnecessary interest charges. There are some great introductory offers available on certain cards and it may make sense to transfer your balance to a provider who can give you a better deal.
Finally, in the lead up to the big day plan carefully. Keep a record of what you owe your suppliers and make sure you find out if they accept credit card payments or cash on the day. Most importantly, relax and be confident that you have the best possible credit card deal available for your wedding day so that you can start your married life on the right financial foot.
Good luck and enjoy the big day.
The Credit Card King: http://www.creditcardking.com.au
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